Today’s Birthday (01/20/16). Grow family savings this year. Carefully nurture and maintain friendships, as they fulfill and present opportunities. Financial breakthroughs after spring eclipses lead to a turning point. After August, begin a two-year educational journey. Autumn inheritances and family gains lead to financial changes. Plan for long-term love.

To get the advantage, check the day’s rating: 10 is the easiest day, 0 the most challenging.

Aries (March 21-April 19) — Today is an 8 — Team efforts and projects are favored this month, with the Sun in Aquarius. Your social life is extra fun. Collaborate with friends. Schedule carefully. Call or text if you’re going to be late. Play together.

Taurus (April 20-May 20) — Today is a 9 — Focus on career, and take advantage of new opportunities. Take on a challenge this month, with the Sun in Aquarius. Advance your position. Your status and influence are on the rise. Showing up is fundamental.

Gemini (May 21-June 20) — Today is a 9 — Stick to the budget, despite eagerness to leap boundaries, push limitations and discover. Travel beckons over the next month, with the Sun in Aquarius. Conditions are favorable, so go! Higher spiritual values come into play.

Cancer (June 21-July 22) — Today is a 7 — Focus on family finances over the next month, with the Sun in Aquarius. Sort, file and organize. You’re a genius at building legacies. Discuss long-term goals. Persuade your partner with charm and patience.

Leo (July 23-Aug. 22) — Today is a 7 — Partnership grows your efforts over the next month, with the Sun in Aquarius. Collaborate, compromise and negotiate win-win deals. Rely on each other. If you have bad dreams, ask the monster for a gift.

Virgo (Aug. 23-Sept. 22) — Today is a 7 — Focus on your work over the next month, with the Sun in Aquarius. Mental creativity is at maximum. Grow your professional performance and productivity. Schedule extra rest for balance. Choose private over public engagements.

Libra (Sept. 23-Oct. 22) — Today is an 8 — Enter a highly creative period. Don’t get mad when others remind you to stay on task. You’re lucky in love and games this month, with the Sun in Aquarius. Practice hobbies, sports and talents.

Scorpio (Oct. 23-Nov. 21) — Today is a 7 — You shift mental gears. Focus on home and family this month, with the Sun in Aquarius. Nurture your creativity in comfortable surroundings. Take care of household responsibilities. Beautify your own surroundings, and settle in.

Sagittarius (Nov. 22-Dec. 21) — Today is an 8 — Write, record and publish over the next month, with the Sun in Aquarius. Learn and retain complex material. Your communications thrive, and words come easily. Don’t evade the tough questions. Heed the voice of experience.

Capricorn (Dec. 22-Jan. 19) — Today is a 9 — Money comes more easily this month, with the Sun in Aquarius. Balance expenses with income. Move forward with an eclectic idea. Show off your self-discipline. Put in the extra work required. Grow a tidy nest egg.

Aquarius (Jan. 20-Feb. 18) — Today is an 8 — You have the advantage this month, with the Sun in your sign. Put forth your personal best effort. Use your growing power and talent for good. Planning helps keep costs down. Take care of others.

Pisces (Feb. 19-March 20) — Today is a 6 — Finish old projects in peaceful productivity this month, with the Sun in Aquarius. Enter a private intellectual assessment phase. Savor solitude and introspection. Restore mental and physical energy through rest and meditation. Make excellent plans.